Business-client verification
workflows for
AU/NZ professional-service and compliance teams.
Live ABR + NZBN registry verification, ownership and director review, sanctions and PEP screening, adverse media search links, and cryptographic evidence records — designed to support structured KYB workflows for AML/CTF compliance programmes.
Built for AU and NZ teams that need clearer business-client verification workflows.
Book a 20-minute workflow review
See it in action
A forensic-grade KYB portal built for compliance officers — not developers.
Awaiting Compliance Manager sign-off
Live ABR/NZBN verification — sanctions, PEP and adverse media search links, UBO panel, Maker-Checker workflow, and Compliance Manager decision center
Fracture Score™
Risk, quantified.
Every entity verification produces a Fracture Score from 0–100. Not a pass/fail — a precision risk signal that tells your compliance team exactly why an entity is flagged.
Inactive Registration
ABN or NZBN is cancelled or deregistered at the government registry
Complex Entity Structure
Trust or partnership structures with inherent compliance risk
No GST Registration
Company or trust operating without GST — a known risk indicator
Fracture Score Risk Bands
LOW RISK
Clean entity. Active registration. Clear based on the available screening and registry information. Officer review remains required.
MEDIUM RISK
Elevated signals. Review recommended before onboarding.
HIGH RISK
Multiple fracture signals. Further review recommended.
CRITICAL
Inactive registration confirmed. Potential issue identified — assess before proceeding.
From entity identifier to a structured verification workflow
The complete KYB lifecycle — applicant submission to verified certificate — structured and auditable.
Applicant Submits
Applicant enters their ABN or NZBN via your secure onboarding link or your system calls the API directly.
Live Registry + Sanctions
Osapher queries the live ABR or NZBN in real time — then screens against DFAT, NZ MFAT, UN Security Council, and OFAC sanctions lists via OpenSanctions. Registry and screening checks are initiated using available live data sources. Complex ownership, trust and unresolved structures may require manual evidence review.
Fracture Score™
Three risk signals scored 0–100. Your officer sees the verdict and decides: Approve, Flag, or Reject.
Certificate + Webhook
VRNT-KYB certificate issued with SHA-256 hash. Your system receives an HMAC-signed webhook instantly.
The CDD support workflow.
Start to certificate.
Every verification runs the full pipeline automatically — registry, risk scoring, sanctions, PEP, UBO, and adverse media search links — in minutes, not hours.
ABN / NZBN
Entity identifier
Live Registry
ABR · NZBN register
Fracture Score™
Risk signal 0–100
Sanctions + PEP
DFAT · UN · OFAC · RCA
Ownership & Director Review
NZBN and registry data where available. Complex, trust and unresolved structures may require manual evidence review.
Adverse Media Search Links
Live web search
Officer Decision
Maker-Checker workflow
VRNT-KYB Certificate
SHA-256 · evidence retention
Everything your compliance
team needs
KYB Verification Engine
Live ABR and NZBN queries — results returned quickly where data is available. Not cached data. Every check hits the live registry directly.
Applicant Onboarding Portal
Send a secure onboarding link to any applicant. They submit, you get a verified result. No developer required.
Bulk Verification Pipeline
Upload CSV files for bulk business verification, subject to your plan limits or agreed verification volume.
Risk Engine & Sanctions
Fracture Score analytics across your portfolio. Every verification screened against DFAT, NZ MFAT, UN, and OFAC sanctions lists. Matches trigger a critical signal instantly.
Cryptographic Certificates
Every verified entity gets a VRNT-KYB certificate with SHA-256 audit hash, publicly verifiable at osapher.com/verify.
API and webhook integrations
Connect Osapher verification activity to approved internal systems through configured API and webhook integrations.
AU/NZ compliance teams
that need certainty
Fintechs & Lenders
Verify business borrowers before funds are committed. Fracture Score flags high-risk entities before onboarding.
Compliance Teams
Replace manual ABR lookups with a documented, auditable trail. Every decision logged and cryptographically sealed.
Marketplaces
Verify sellers and providers are legitimately registered before they transact on your platform.
Professional Services
Law firms, accountants, and advisors conducting due diligence on clients in AU/NZ transactions.
Simple, transparent pricing
Book a 20-minute workflow review to see which plan fits your firm.
50 verifications/mo
150 verifications/mo
Custom verification volume
All prices are in AUD and exclude GST. Verification limits reset monthly.
All plans include portal access, audit log and cryptographic certificates. Contact us for volume pricing.
Jurisdiction
AU + NZ
ABR + NZBN direct
Data Residency
Sydney, AU
AWS ap-southeast-2
Registered
ABN 18 459 403 998
Melbourne, Victoria
Signatures
HMAC-SHA256
All webhooks signed
Built for AU and NZ
compliance teams
Osapher combines AU/NZ registry verification, NZ ownership analysis, officer decision records, audit evidence and flat-rate pricing in one workflow.
Why firms choose Osapher
Common questions
Ready to verify your first entity?
Book a 20-minute workflow review and we will walk you through a live verification of any AU/NZ entity you choose.
Osapher · Melbourne, Australia · enterprise@osapher.com