Entity Verification
Infrastructure for
AU/NZ Financial Services
Live ABR + NZBN registry verification with Fracture Score™ risk classification, cryptographic certificates, applicant onboarding, and HMAC-signed webhooks.
Built for compliance teams that cannot afford false positives.
14-day free trial · No credit card · Cancel anytime
See it in action
A forensic-grade KYB portal built for compliance officers — not developers.
Live ABR/NZBN verification — 3-panel forensic view with audit log, verdict banner, and officer decision center
Fracture Score™
Risk, quantified.
Every entity verification produces a Fracture Score from 0–100. Not a pass/fail — a precision risk signal that tells your compliance team exactly why an entity is flagged.
Inactive Registration
ABN or NZBN is cancelled or deregistered at the government registry
Complex Entity Structure
Trust or partnership structures with inherent compliance risk
No GST Registration
Company or trust operating without GST — a known risk indicator
Fracture Score Risk Bands
LOW RISK
Clean entity. Active registration. Proceed with confidence.
MEDIUM RISK
Elevated signals. Review recommended before onboarding.
HIGH RISK
Multiple fracture signals. Enhanced due diligence required.
CRITICAL
Inactive registration confirmed. Do not onboard.
From ABN to Certificate
in under 5 seconds
The complete KYB lifecycle — applicant submission to verified certificate — automated and fully auditable.
Applicant Submits
Applicant enters their ABN or NZBN via your secure onboarding link or your system calls the API directly.
Live Registry Check
Osapher queries the live ABR or NZBN — not cached data. Registration, GST, and structure verified in real time.
Fracture Score™
Three risk signals scored 0–100. Your officer sees the verdict and decides: Approve, Flag, or Reject.
Certificate + Webhook
VRNT-KYB certificate issued with SHA-256 hash. Your system receives an HMAC-signed webhook instantly.
Everything your compliance
team needs
KYB Verification Engine
Live ABR and NZBN queries — sub-2-second response. Not cached data. Every check hits the government registry directly.
Applicant Onboarding Portal
Send a secure onboarding link to any applicant. They submit, you get a verified result. No developer required.
Bulk Verification Pipeline
Upload a CSV of up to 500 entities. Osapher runs them in parallel with 5 concurrent threads and returns a full results report.
Risk Engine & Analytics
Portfolio-wide Fracture Score analytics. Risk distribution, signal frequency, and entity risk leaderboard.
Cryptographic Certificates
Every verified entity gets a VRNT-KYB certificate with SHA-256 audit hash, publicly verifiable at osapher.com/verify.
API + HMAC Webhooks
Full REST API with HMAC-SHA256 signed webhooks. Real-time events: verification.completed, high_risk, certificate.issued.
AU/NZ compliance teams
that need certainty
Fintechs & Lenders
Verify business borrowers before funds are committed. Fracture Score flags high-risk entities before onboarding.
Compliance Teams
Replace manual ABR lookups with a documented, auditable trail. Every decision logged and cryptographically sealed.
Marketplaces
Verify sellers and providers are legitimately registered before they transact on your platform.
Professional Services
Law firms, accountants, and advisors conducting due diligence on clients in AU/NZ transactions.
Simple, transparent pricing
All plans include a 14-day free trial. No credit card required.
50 verifications/mo
500 verifications/mo
Unlimited verifications
All plans include portal access, audit log and cryptographic certificates. Contact us for volume pricing.
Jurisdiction
AU + NZ
ABR + NZBN direct
Data Residency
Sydney, AU
AWS ap-southeast-2
Registered
ABN 18 459 403 998
Melbourne, Victoria
Signatures
HMAC-SHA256
All webhooks signed
Common questions
Ready to verify your first entity?
Start free — no credit card. Or book a 15-minute demo and we will walk you through a live verification of any AU/NZ entity you choose.
Osapher · Melbourne, Australia · enterprise@osapher.com